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申請信用卡去旅行

your posting is not "旅遊資訊" related
Recommend you approach the bank directly to seek their update information

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"3個月入息證明" is last 3 months, i.e. Dec 08, Jan 09 and Feb 09
if you age is lower than 16, may not allowed.
Alternative, your parent apply one and issue a supplementary card for you

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