我想買保險

Although I have a master degree, I don't want to sell you anything.  However, I am interested to know how come you figured out your insurance needs.  What exactly are you looking for?  If you like, I can give you some advice.  However, don't ask me to sell you anything.

By the way, do you know the differences between term live insurance vs traditional/investment-linked insurance products?  Why you want saving elements for your insurance needs?