only 夢想 is no use, u can try try ar!
but i m sure, u will become homeless very very soon!!
annual return of 30%, haha, u better be joking, young man!
i tell u sth, u save 5k per month, 1 yr = 60k, average return of 5%, for 10 yrs, u are just reaching 1 Million!! that's why hk have so many ppl frying stocks and properties, all dreaming of becoming a millionaire with their limited capital! but of cox some smart guys can do it. i know several cases tim!